The Difference Between Ripple and SWIFT Cross Border Payments

The Difference Between Ripple and SWIFT Cross Border Payments
Most commentators are not talking about the difference between Ripple and SWIFT, rather framing it as a battle between the two companies – Ripple versus SWIFT. I’ve been doing quite a bit of reading into the two companies and in this post share with you some of the best resources describing the difference between Ripple ...

10 Flippin Fantastic 2019 Fintech Trends by McKinsey

10 Flippin Fantastic 2019 Fintech Trends by McKinsey
A report into fintech trends last month by McKinsey – Synergy and disruption: Ten trends shaping fintech – caught my attention on the train this morning. Its a good read with some fascinating information, so i thought i would share my quick notes. What is Fintech? McKinsey describe fintech as the fusion of finance and technology ...

Important: SEPA TARGET Closing Days 2019 and 2020

It is critical that you’re aware of the TARGET closing days (TARGET public holidays) since your SEPA payments will not be processed on these dates. You must avoid submitting SEPA payments for execution date or value date equal to a SEPA holiday / TARGET closing day. Any payments will have to be made in advance ...

20 Rocking Reasons Why Startups Fail by CB Insights

20 Rocking Reasons Why Startups Fail by CB Insights
Before we get into the reasons why startups fail, i would like to sincerely Thank You for your support and wish you a Happy and Healthy 2019…! So, you’re probably wondering, why am i starting the year off with a post about failure?! Well, I want to ensure that 2019 is a successful year and ...

The Top Payments News Stories in December 2018

As 2018 draws to a close, here are the top payments news stories in December and some recaps of the year too. It’s been quite a year and for those of you that have followed this blog i would like to thank you for your support and wish you a Happy and Healthy 2019. Check ...

10 Absolutely Fab Payment Trends for 2019 by Capgemini

10 Absolutely Fab Payment Trends for 2019 by Capgemini
It’s that time of the year where folks are thinking about 2019 and what will be the hot payment trends of the new year. Funnily enough following on from the recent post 10 Awesome 2019 Retail Banking Trends, Bill Sullivan shared the recent Capgemini report detailing the 10 Top Payment Trends for 2019.  Read the report ...

6 Unmissable 2019 AI Priorities for Corporates by PwC

6 Unmissable 2019 AI Priorities for Corporates by PwC
As industry and technology influencers speak and focus more and more on Artificial Intelligence (AI), it can be somewhat mind-boggling and confusing to make sense of it all. While there is lots of information about AI, it can be overwhelming when all you really want to know is what should be my 2019 AI priorities? ...

The Top Payments News Stories in November 2018

Plenty of payments news stories in November, in the last couple of days 2 particularly dramatic stories affecting Deutsche Bank and Marriott have broken. Otherwise the Fintech train continues to motor with banks moving onwards and upwards on their technology transformations. Check out below the top payment news stories that caught my eye in November 2018: ...

10 Awesome 2019 Retail Banking Trends by Capgemini 2

10 Awesome 2019 Retail Banking Trends by Capgemini
Capgemini are renowned for their annual reports, the earlier World Payments Report 2018 and now the Top 10 Trends in Retail Banking 2019. In this post, i highlight the 10 Retail Banking Trends for 2019 through some pretty nifty infographics. 10 Awesome 2019 Retail Banking Trends 1.) BigTech companies are moving into banking and threatening ...

Pros and Cons of a Central Bank Digital Currency by Christine Lagarde

Pros and Cons of a Central Bank Digital Currency by Christine Lagarde
The “Winds of Change: The Case for New Digital Currency” speech at the Singapore Fintech Festival last week by Christine Lagarde (IMF Managing Director) was pretty dramatic. The “crypto-world” are salivating the prospect of a digital currency that is backed, even endorsed, by the an organisation such as the International Monetary Fund (IMF) and the ...