Gorgeous Guide to PSD2 – Payment Services Directive

Gorgeous Guide to PSD2 - Payment Services Directive
In 2015 my post “5 Things you need to know about PSD2” was pretty popular and was widely shared. Since then i have written other PSD2 related posts from 2FA, infographics through to bank readiness to adopt and adhere to the European open banking regulation. In this post, given that Open Banking was 1 year old in January 2019 ...

The Top Payments News Stories in January 2019

Well, January went by pretty quickly! Lots of payments news stories unravelling at the beginning of 2019. Check out below the top payment news stories that caught my eye in January 2019: 1. Payments News – Cyber Security Contactless card fraud in the UK almost doubles in 2018 Redbanc, the Chilean interbank network, is tricked into ...

The Most Fabulous Fintech Trends and Predictions for 2019

The Most Fabulous Fintech Trends and Predictions for 2019
At this time of the year there are many articles and reports outlining fintech predictions and fintech trends for 2019. So in this post, i thought i would share some of the best articles and provide a quick overview of the highlighted fintech trends and predictions. Please refer to the links for full details and ...

Happy Birthday Open Banking, Happy Birthday To You!!

Happy Birthday Open Banking, Happy Birthday To You!!
Open Banking in the UK is a year old! To celebrate the anniversary the folks at Open Banking Implementation Entity (OBIE) have created a one year anniversary infographic (see below), capturing the key milestones month by month. Some noteworthy Open Banking info from the Open Banking website: Open Banking Ltd was set up by the UK Competition & ...

The Difference Between Ripple and SWIFT Cross Border Payments

The Difference Between Ripple and SWIFT Cross Border Payments
Most commentators are not talking about the difference between Ripple and SWIFT, rather framing it as a battle between the two companies – Ripple versus SWIFT. I’ve been doing quite a bit of reading into the two companies and in this post share with you some of the best resources describing the difference between Ripple ...

10 Flippin Fantastic 2019 Fintech Trends by McKinsey

10 Flippin Fantastic 2019 Fintech Trends by McKinsey
A report into fintech trends last month by McKinsey – Synergy and disruption: Ten trends shaping fintech – caught my attention on the train this morning. Its a good read with some fascinating information, so i thought i would share my quick notes. What is Fintech? McKinsey describe fintech as the fusion of finance and technology ...

Important: SEPA TARGET Closing Days 2019 and 2020

It is critical that you’re aware of the TARGET closing days (TARGET public holidays) since your SEPA payments will not be processed on these dates. You must avoid submitting SEPA payments for execution date or value date equal to a SEPA holiday / TARGET closing day. Any payments will have to be made in advance ...

20 Rocking Reasons Why Startups Fail by CB Insights

20 Rocking Reasons Why Startups Fail by CB Insights
Before we get into the reasons why startups fail, i would like to sincerely Thank You for your support and wish you a Happy and Healthy 2019…! So, you’re probably wondering, why am i starting the year off with a post about failure?! Well, I want to ensure that 2019 is a successful year and ...

The Top Payments News Stories in December 2018

As 2018 draws to a close, here are the top payments news stories in December and some recaps of the year too. It’s been quite a year and for those of you that have followed this blog i would like to thank you for your support and wish you a Happy and Healthy 2019. Check ...

10 Absolutely Fab Payment Trends for 2019 by Capgemini

10 Absolutely Fab Payment Trends for 2019 by Capgemini
It’s that time of the year where folks are thinking about 2019 and what will be the hot payment trends of the new year. Funnily enough following on from the recent post 10 Awesome 2019 Retail Banking Trends, Bill Sullivan shared the recent Capgemini report detailing the 10 Top Payment Trends for 2019.  Read the report ...