Its that time of the year where all the top firms report and predict their hot payment trends for the new year. One of the earliest firms to get the payment trends ball rolling was Capgemini. In December 2017 Capgemini released their Top 10 Trends in Payments 2018, which is a widely recognised and quoted ...
Here we are, 2018! As i recover from a week of festivities, i thought i would take some time out to consider what we have ahead of us in 2018. SEPA For Corporates – 2018, What Next…? To be honest, I’m not sure where this amazing (hehe!) blog is heading. SEPA for Corporates started off ...
Well here we are, more than ready to break up for Christmas and prepare for the new year ahead. In the last few days i had my own mini crisis – my blog got hacked. Who tf would want to hack this blog?!?! Anyway, we’re back alive and kicking. In this final instalment of the ...
Accenture recently completed a payments study of 1,500 consumers in North America which helped devise the following 10 mega Payment Trends that they believe will shape the future of payments. Check out the Accenture Driving the Future of Payments: 10 Mega Trends for full details – following is a quick recap: Payment Trend 1: Gen-Z ...
With just over a month to go till PSD2 (Payments Services Directive) comes into effect, there is a lot of buzz about the upcoming regulation. In this post i summarise what i learnt from the PwC report on bank PSD2 readiness: Waiting until the Eleventh Hour. Even though the PwC study is a couple of months ...
As we draw the curtains on November 2017, i summarised the months noteworthy payments new stories. The main stories that sprint to mind are SEPA instant payments went live on 21st Nov, Bitcoin hit an all time high and the craziness of Single’s Day in China and Black Friday in the US. Check out the ...
The European Payments Council unveiled a pretty cool infographic today highlighting the “Top 10 Benefits of the SEPA Instant Credit Transfer scheme”. Below is the SEPA Instant Payments infographic, but i wanted to quickly summarise the key benefits: Payments completed in less than 10 seconds SEPA Instant Payments available 24-7-365 Maximum value of €15,000, to ...
After roaming around looking for some pre-Black Friday deals, i was pretty overwhelmed by the hype and sheer volume of ads and deals bombarding me. Clearly Black Friday is now increasingly a big deal outside of the US. Check out the infographic at the end of this post that highlights the trend and growth of ...
Couple of weeks ago McKinsey wrote about the rise of nonbanking platform or fintech companies that are wanting to eat the banks lunch. In this post, i summarise the key points from the Mckinsey fintech report. 1. Banking is in a Flat and Uninspiring Performance Rut While the banking industry has on the whole recovered ...
Over the weekend i was reading Andrew Hauser’s (Executive Director for Banking, Payments and Financial Resilience) speech in Cambridge regarding the Bank of England’s Fintech Accelerator program. Read the speech for full details, but here is a summary: Technology Has and Is Transforming Financial Services Andrew started off describing how technology has and continues to play ...