Disruptive Innovation - SEPA for Corporates

10 MEGA Future Payment Trends by Accenture

Dec

6

2017

Accenture recently completed a payments study of 1,500 consumers in North America which helped devise the following 10 mega Payment Trends that they believe will shape the future of payments. Check out the Accenture Driving the Future of Payments: 10 Mega Trends for full details – following is a quick recap: Payment Trend 1: Gen-Z ...

How Ready are Banks for the PSD2 Regulation by PwC 1

Dec

4

2017

With just over a month to go till PSD2 (Payments Services Directive) comes into effect, there is a lot of buzz about the upcoming regulation. In this post i summarise what i learnt from the PwC report on bank PSD2 readiness: Waiting until the Eleventh Hour. Even though the PwC study is a couple of months ...

The Top Payments News Stories in November 2017

Dec

1

2017

As we draw the curtains on November 2017, i summarised the months noteworthy payments new stories. The main stories that sprint to mind are SEPA instant payments went live on 21st Nov, Bitcoin hit an all time high and the craziness of Single’s Day in China and Black Friday in the US. Check out the ...

10 SEPA Instant Payments Scheme Benefits by the EPC

Nov

29

2017

The European Payments Council unveiled a pretty cool infographic today highlighting the “Top 10 Benefits of the SEPA Instant Credit Transfer scheme”. Below is the SEPA Instant Payments infographic, but i wanted to quickly summarise the key benefits: Payments completed in less than 10 seconds SEPA Instant Payments available 24-7-365 Maximum value of €15,000, to ...

7 Mind-Blowing Banking and Fintech Themes by McKinsey

Nov

17

2017

Couple of weeks ago McKinsey wrote about the rise of nonbanking platform or fintech companies that are wanting to eat the banks lunch. In this post, i summarise the key points from the Mckinsey fintech report. 1. Banking is in a Flat and Uninspiring Performance Rut While the banking industry has on the whole recovered ...

9 Cool Fintech, Security and Tech Graphics from Sibos 2017

Nov

10

2017

Okay, last post reflecting information from Sibos 2017. Here i share some of the graphics that i spotted over the 4 day Toronto conference which capture key cybersecurity, fintech and tech themes. Take a close look at the graphics, there are some pretty interesting messages and let me know what you think in the comments ...

What the Bank of England Thinks About Fintech

Nov

6

2017

Over the weekend i was reading Andrew Hauser’s (Executive Director for Banking, Payments and Financial Resilience) speech in Cambridge regarding the Bank of England’s Fintech Accelerator program. Read the speech for full details, but here is a summary: Technology Has and Is Transforming Financial Services Andrew started off describing how technology has and continues to play ...

10 Kick-Ass Gartner Technology Trends for 2018 1

Nov

3

2017

Round about this time of the year the top consultancy firms publish what they believe will be the most important technology trends for 2018. Gartner provide arguably the best analysis and technology trends predictions and it is those that i will summarise in this post. The key theme highlighted by Gartner refers to “the entwining of ...

The Top Payments News Stories in October 2017

Nov

1

2017

Payment news stories in October were dominated by the usual suspects, but in particular a number of fintech and blockchain related initiatives. This was in part driven by Ripple and SWIFT both of which held their flagship conferences, as did AFP and the Money20/20 all of which trigger numerous announcements and initiatives to ensure maximum ...

8 Things I Learnt from Satya Nadella at Sibos, Day 4

Oct

26

2017

For those that don’t know, Satya Nadella is the Chief Executive Officer of Microsoft, and succeeded Steve Ballmer in 2014. Satya closed Sibos in Toronto last week and following are the 8 key themes that i picked up on from his chat with SWIFT CEO Gottfried Leibbrandt. 1. The Need for Innovation has Never been Greater ...