Payments - SEPA for Corporates

5 Cool Payment Infographics Worth Checking Out…

May

8

2015

Ok, so in this post I want to return to the topic of payments, in particular Payment Infographics. I was on the look out for Payment Infographics that highlight the dominant industry trends and it didn’t take long before I came across some informative and insightful illustrations. The following 5 payment infographics for me nicely highlight the key ...

A Timely Reminder of 5 Password Do’s and Don’ts 1

May

5

2015

You maybe thinking “oh no, not another post on password do’s and don’ts – I know it and have heard it all”. Almost on a daily basis we hear of a cyber crime or data breach story which reaffirms the need to step up cyber security. In the post Cyber Security – 8 Hacks You Need to Know ...

The Top Payments News Stories in April, 2015

Apr

30

2015

There were some recurring payments news themes that dominated the headlines in April 2015 – cyber security, mobile payments and various fintech developments. Interestingly though there were some new stories around ATM’s and a couple of important financial inclusion stories worth catching up on. Unfortunately there were also some bank glitches that caused customers a bit ...

Global Real Time Payments Systems 3

Apr

30

2015

I have been on a bit of a real time payments mission recently, with posts on Immediate Payments and Instant Payments in Europe. About a month ago this got me thinking, what are the Real Time Payments Systems around the World – and from the feedback you sent me this was also something on your ...

7 Lessons From the SWIFT Business Forum in London 5

Apr

28

2015

Like many others in the payments and bank technology space last Thursday I attended the SWIFT Business Forum in London. It was a fantastic day with a number of informative sessions on all of the key topics and trends that are dominating the industry right now. For a comprehensive insight into the day check out ...

5 Reasons Why Financial Inclusion Is Important… 6

Apr

22

2015

Last week the World Bank released The Global Findex Database – Measuring Financial Inclusion Around the World – Policy Research Paper. The Global Findex data was collected by the World Bank and Gallup World Poll, and was financed by the Bill & Melinda Gates Foundation. The data is based on interviews with 150,000 adults (aged ...

SEPA Payments Will Fail on 1st May If You Ignore This

Apr

20

2015

SEPA Payments for value 1st May will be delayed or worse still fail altogether – You’re probably thinking that’s quite a bold statement to make. Let me explain why in this question and answer post…. SEPA Payments Failing, Eh? What’s going on? 1st May, 2015 is a Labour Day Holiday in many European countries. More importantly, it ...

10 Revelations from the ING Mobile Banking 2015 Survey 1

Apr

17

2015

Last week ING Group released their ING Mobile Banking 2015 Report highlighting trends and key developments in the mobile banking and payments space over 2015. I don’t want to get too heavily into the statistics, but rather to share some of the overall themes that emerged from the survey. Following are 10 key takeaways from the ING ...

5 Takeaways from the BBVA Annual Letter to Shareholders 1

Apr

15

2015

Having recently reviewed the JP Morgan annual letter to shareholders, I thought it would be useful to see what other banks were saying in their annual letters to their shareholders. I went through the Top Payment News Stories in March 2015 and noticed BBVA’s Chief, Francisco Gonzalez, “plans to build the first and best digital ...

7 Reasons Why Your XML Payments Are Failing… 2

Apr

9

2015

During the SEPA implementation, there was a common objective to develop and deliver the required SEPA XML payments format. Having gone through the PAIN (see what I did there?!) many corporates are now looking to utilise the ISO20022 format for other (non-European) payment processes that they may be running. After all it makes sense to get rid ...