SEPA for Corporates

Global Real Time Payments Systems 3

Apr

30

2015

I have been on a bit of a real time payments mission recently, with posts on Immediate Payments and Instant Payments in Europe. About a month ago this got me thinking, what are the Real Time Payments Systems around the World – and from the feedback you sent me this was also something on your ...

7 Lessons From the SWIFT Business Forum in London 5

Apr

28

2015

Like many others in the payments and bank technology space last Thursday I attended the SWIFT Business Forum in London. It was a fantastic day with a number of informative sessions on all of the key topics and trends that are dominating the industry right now. For a comprehensive insight into the day check out ...

5 Reasons Why Financial Inclusion Is Important… 6

Apr

22

2015

Last week the World Bank released The Global Findex Database – Measuring Financial Inclusion Around the World – Policy Research Paper. The Global Findex data was collected by the World Bank and Gallup World Poll, and was financed by the Bill & Melinda Gates Foundation. The data is based on interviews with 150,000 adults (aged ...

SEPA Payments Will Fail on 1st May If You Ignore This

Apr

20

2015

SEPA Payments for value 1st May will be delayed or worse still fail altogether – You’re probably thinking that’s quite a bold statement to make. Let me explain why in this question and answer post…. SEPA Payments Failing, Eh? What’s going on? 1st May, 2015 is a Labour Day Holiday in many European countries. More importantly, it ...

10 Revelations from the ING Mobile Banking 2015 Survey 1

Apr

17

2015

Last week ING Group released their ING Mobile Banking 2015 Report highlighting trends and key developments in the mobile banking and payments space over 2015. I don’t want to get too heavily into the statistics, but rather to share some of the overall themes that emerged from the survey. Following are 10 key takeaways from the ING ...

5 Takeaways from the BBVA Annual Letter to Shareholders 1

Apr

15

2015

Having recently reviewed the JP Morgan annual letter to shareholders, I thought it would be useful to see what other banks were saying in their annual letters to their shareholders. I went through the Top Payment News Stories in March 2015 and noticed BBVA’s Chief, Francisco Gonzalez, “plans to build the first and best digital ...

10 Takeaways from the JP Morgan Annual Letter to Shareholders

Apr

13

2015

In his annual letter to shareholders Jamie Dimon, the CEO of JP Morgan, outlines some of the major themes that present both challenges and opportunities to the bank in the past, present and future. I have read quite a few interesting articles in the last few days that highlight what Jamie Dimon is thinking about disruptive ...

7 Reasons Why Your XML Payments Are Failing… 2

Apr

9

2015

During the SEPA implementation, there was a common objective to develop and deliver the required SEPA XML payments format. Having gone through the PAIN (see what I did there?!) many corporates are now looking to utilise the ISO20022 format for other (non-European) payment processes that they may be running. After all it makes sense to get rid ...

The State of the Digital Economy in Europe

Apr

7

2015

The European Union is all about creating a prosperous single market by removing barriers and simplifying rules and regulations within the region. At the heart of the European Union are the four freedoms – the free movement of people, goods, services and capital. Now with virtually everything going digital, the free movement of people, goods, services and ...

The Top Payments News Stories in March, 2015 1

Apr

1

2015

It only seems like yesterday that I was summarising the top payments news stories for February 2015 – Is it me, or is time flying?!?! So in March cyber security continued to hit the headlines with various reports highlighting the extent of the issue. Various FinTech, digital/cryptocurrency and innovation related payment news stories also caught my ...