10 Things I learnt from Ajay Banga about Financial Inclusion 6

Over the weekend I spent a bit of time reading about the recent Mobile World Congress 2015 event in Barcelona. There were some pretty high profile figures there from Mark Zuckerburg to John Cleese! But it was an ‘Innovating for Inclusion‘ keynote speech from Ajay Banga – MasterCard Chief Exec – on financial inclusion that particularly caught ...

Facebook Payments – 10 Things I Learnt 2

There has been an absolute avalanche of information about the recent Facebook press release confirming that in the coming months Facebook Messenger will enable users, in the US, to send / receive money. In this post I don’t intend to reiterate what’s already been said, but rather to share 10 things about Facebook and with it the ...

FinTech in the UK: Becoming A World Leader in 10 Steps 6

Today has been a busy day in the UK, we have had the last Budget (2015) before the upcoming May 2015 General Election and a couple of key government reports. The first report published by HM Treasury – Bank for the 21st Century: driving competition and choice, sets out the UK governments plans to increase competition ...

SWIFT Nordics Conference 2015 – Summary

For those of us unable to attend, Finextra has provided in their Live Blog Day 1 and Live Blog Day 2 an excellent insight into the SWIFT Nordics Conference. As I read through the blog posts I thought it would be useful to summarise key quotes and items of discussion from the two day SWIFT conference in ...

5 Reasons Why Disruption Is a Myth… 7

Disruption, disruption, disruption…. Almost every conference you attend, magazine and website you read, or speaker will mention disruption. It sounds great, but is the world around us truly being disrupted – Really? Disruption sounds cool – everyone wants to be a disruptor and change the world (for the better!!), but is it ‘disruption’ in the true ...

The Future of Payments – 4 European Payment Trends Worth Knowing…

The recent EPC Newsletter post on The Future of Payments highlights some interesting payment trends that key industry influencers believe will emerge over the course of 2015 and beyond. In the newsletter Javier Santamaria, the head of the EPC, summarises the payments related topics from the European Commission’s ‘Conference on emerging challenges in retail finance ...

3 Reasons Why Banks Need to Read The Gates Letter 2015 12

Way back in 1994 Bill Gates famously said “Banking is essential, Banks are not“. Over the course of the last 21 or so years, that statement is arguably starting to ring true. There has been a massive transformation in the way we work, rest and play over that period. As consumers we have changed our behaviour ...

5 Things You Need To Know About Disruptive Innovation 14

Most corporates attending bank or payment related conferences, such as the SIBOS Conference 2014, will hear about Disruption. Disruptive innovation or disruptive technology is being spoken about across multiple industries, and for us the area are of interest is the disruption happening in the payments space – i.e. payments disruption. Many would argue that the disruption is ...