Disruptive Innovation - SEPA for Corporates

Is The Silo Mentality Hindering Your Organisation? 3

Sep

7

2015

Over the weekend I stumbled across an article Why the silo effect makes us stupid? by Gillian Tett. The article is an extract from the book, The Silo Effect and offers an insightful analysis into the area of silos and silo mentality. I’m no expert in this, but was amazed at some of the examples ...

An Example of Wearable Technology By Disney

Aug

17

2015

I must admit I haven’t been won over by the whole wearable technology craze that seems to be gaining in momentum with various fitness devices and smart watches available on the market. In short, I just don’t get how wearable technology could help or benefit me. Wearable technology is seemingly complicated, pretty expensive, the alternative (typically a ...

9 Interesting Payment Factory Insights from Sungard

Jul

30

2015

The SunGard’s 2015 Payments Study: Putting Fraud and Fees Under the Payment Factory Microscope is a must read for all corporates who are considering a payment factory solution. The study nicely identifies some of the reasons why corporates are assessing their bank relationships and the number of accounts they hold, and reveals interesting information around ...

10 Things I Learnt About Mobile Money from GSMA

Jul

28

2015

The GSMA State of the Industry – Mobile Financial Services for the Unbanked 2014 – Report is a really interesting insight into the mobile money landscape. The report compiled by GSMA’s Mobile Money for the Unbanked (MMU) team is a must read for anybody interested in mobile money, the unbanked and financial inclusion. Following are ...

Is Outsourcing Killing Innovation In Your Organisation…? 5

Jul

9

2015

With all of the buzz and razzmatazz around fintech, I have been thinking about innovation quite a bit recently. Another prominent trend amongst many corporates is outsourcing – that is the process of moving some in-house functions to another company that specialises in that particular sector. There are clearly many advantages and disadvantages of outsourcing ...

11 Fintech Themes by CB Insights You Need To Know 9

Jul

7

2015

To state the obvious, Fintech is the hot ticket right now. Almost on a daily basis we hear news of huge investment within the fintech sector, the emergence of yet another fintech hub or a bank investing in technology start ups that will transform the way we do things. All of these individual stories highlight a ...

Payments Industry Trends YOU Need To Know…

Jun

22

2015

There is so much information about finance, technology and the latest and greatest payments industry trends that I find it difficult to keep track of what is going on. In this post I intend to share what I have learnt about why the payments industry is changing and outlining some of the key trends that are ...

9 Takeaways from the Payments Innovation Jury Report 2015

Jun

15

2015

In April this year an insightful report – Payments Innovation Jury Report 2015 – into payments and payments innovation was released. Basically its a what’s hot and what’s not in the world of payments. The report, written by John Chaplin, is important because it reflects the thoughts of 40 experts from 23 countries around the world. ...

7 Digital Insights from the Oracle Financial Services Report

Jun

8

2015

During my review of the top payment stories in May, 2015 – I came across the Oracle Financial Services report “Banking is changing… With or without banks“. It is a fascinating read for anyone wanting to understand digital and the challenges that traditional banks are facing. If you have read the post 9 challenges posed by ...

Bitcoin Explained For a Kid and a Grandma 5

May

28

2015

Alright, first things first – until fairly recently I admit that I was totally bamboozled by bitcoin, virtual currencies, decentralised ledgers and the difference between a blockchain and a block. Everyone in the financial services industry (literally) is talking about these buzz words and concepts such as mining so for me it was important to understand what ...