Corporate to Bank Connectivity – 10 Questions YOU Need To Ask 6

Most discussions about SEPA are no longer about compliance but instead about how to achieve process efficiencies and process improvements. Have a read of SEPA compliance, Tick. What next…? for some general information about what to consider now that SEPA compliant processes have been implemented. This post will focus on one specific area – corporate ...

3 SEPA Payments Security Initiatives Happening in 2015 4

Maybe I had a few too many beers the night before but I found the recent EPC blog post, European Union Regulatory Initiatives Impacting the Security of Euro Payments: the 2015 Outlook, a bit confusing! In a nutshell the post highlights some of the key security initiatives that are hitting Europe in 2015. Now payments security is ...

Instant Payments in Europe 6

Mark my words, Instant Payments or Real Time Payments will be hot in 2015! Globally there are various Instant or Faster Payments initiatives already in place, and many more being considered – but what is the European / SEPA take on Instant Payments? With the SEPA region in mind, what are Instant Payments, what is the Instant Payments ...

2015 – Let’s Do This!!

2015, Happy New Year! In 2014 we saw the SEPA deadline come and go, resulting in the approval of a 6 month transition period which ultimately led to the extended 1st August SEPA deadline. Throughout this SEPA for Corporates has sought to provide you with a no nonsense guide to implementing SEPA. From SEPA Credit Transfers, SEPA ...

Immediate Payments Not Available Anytime Soon…. 4

Immediate payments, faster payments, instant payments, real time payments – however you refer to them, they are a hot topic and now a pan European solution is being sought. On 1st December 2014 the ERPB (Euro Retail Payments Board) held its second meeting chaired by the European Central Bank (ECB). Before we get into the details ...

SEPA Rulebooks 2015 – 5 Things You Need to Know 4

Alright, first things first – I realise I have not been posting much recently… I will redress the balance and share some hopefully (!!) useful posts between now and Christmas. Please look out for those…. That said, there has not been much SEPA related news since my last post, SEPA is Here..! Most people are now ...

SEPA Status – ECB SEPA Statistics – June 2014

The final countdown to the SEPA deadline, 1st August 2014, has started… With just 10 working days remaining, we have learnt a little more from the ECB about the status of the SEPA implementations across the SEPA zone. I recommend reading the SEPA Status – ECB SEPA Statistics – May 2014 post for some specific ...

SEPA Go Live – 4 Things You Need To Do TODAY! 2

With just under 3 weeks to go until the 1st August SEPA Go Live deadline, and keeping in mind the ECB SEPA Statistics for May 2014, there is no doubt that the 6 month deadline extension was absolutely essential. But collectively we’re not quite there, 100% SEPA compliant, yet. I’m guessing that any outstanding SEPA ...

Mobile Payments for Newbies – Part 2 3

In the post Mobile Payments for Newbies – An Introduction, an overview of mobile payments and how mobile payments are made is provided. The post also covers the concept of ‘banked’ and ‘unbanked’, and highlights how mobile payments are meeting the needs of consumers and businesses in these 2 very distinct models. This post builds ...

SEPA Status – ECB SEPA Statistics – May 2014 2

As the August 2014 SEPA deadline looms, there is a keen interest from all SEPA stakeholders to understand the share of SEPA transactions as a percentage of the total volume of payments and direct debits in the SEPA zone.  Generally the SEPA implementation rate is increasing, but as this article indicates (even based on May ...