10 Damn Good Reasons Why Amazon Could Disrupt Banking

10 Damn Good Reasons Why Amazon Could Disrupt Banking
Last week Bain & Company published research revealing the real challenge traditional banks face from technology companies. The research highlighted Amazon as the primary threat due to one key factor, trust. In this post, i wanted to summarise the other reasons why Bain believe Amazon could disrupt banking. Keep in mind, this latest research complements ...

Quick Guide to IBM Blockchain World Wire – Cross Border Payments

Quick Guide to IBM Blockchain World Wire - Cross Border Payments
The cross border payments space has historically been slow, expensive and lacking transparency, making it a perfect candidate for disruption. Incumbent players such as SWIFT are trying, through the SWIFT gpi initiative, to catch up with various fintech and technology companies trying to muscle into this space. IBM is one such example, recently announcing their IBM ...

Explained: SWIFT gpi UETR – Unique End-to-End Transaction Reference 1

Explained: SWIFT gpi UETR - Unique End-to-End Transaction Reference
At the heart of the SWIFT gpi initiative is something called the UETR. In this post, i will share everything i know and likely you need to know about the UETR. So let’s jump straight into it… What is SWIFT gpi? Before we delve into the UETR, we need to know what the SWIFT gpi is. ...

7 Lessons from The Future is Now: How Ready is Treasury

7 Lessons from The Future is Now: How Ready is Treasury
As readers of this blog will know, i am interested in all things technology and payments related so the recent report The Future is Now: How Ready is Treasury? was an interesting read. The report summarises the results of a survey, of 300 senior corporate treasury folks, conducted in May-June 2018 by the Economist Intelligence Unit ...

The Top Payments News Stories in September 2018

Payment news stories in September were dominated by more cybersecurity breaches, cash continuing its gradual decline, IT glitches grip UK banks and more blockchain based payment solutions. It’s fair to say September has been hectic, check out the following the top payments news stories in September 2018: 1. Payments News – Cyber Security Facebook data breach ...

Key Facts & Figures from the EBF Banking In Europe 2017 Overview

Last week the European Banking Federation (EBF) published the 2017 Banking In Europe facts and figures. The facts and figures are nicely summarised in a infographic that i have shared below, but its worth taking note of some of the key themes… Banking in Europe – Key Themes: The number of EU-28 credit institutions has been ...

Read This If You’re Thinking About Joining SWIFT

Read This If You're Thinking About Joining SWIFT
While there are many ways for corporates to connect with their banks, if you want a single, secure, reliable and global multi-bank solution – then SWIFT is your answer. Before you get too excited you should understand their are some upfront considerations that you must take note of before joining SWIFT. This post will cover ...

The Top Payments News Stories in August 2018

Ok folks, I know i have been quiet for the past few months. But now i am back and will be looking to post more regularly. Let’s kick off with a look back at the top payments news stories for August 2018: 1. Payments News – Cyber Security The US Department of Justice reports that 3 ...

The Top Payments News Stories in July 2018

I have been pretty quiet recently, focusing on work, work, work…. And looking forward to a chilled couple of weeks off. The world of payments continues to move at a swift pace. Check out the following top payments news stories for July 2018: 1. Payments News – Cyber Security Digital bank Monzo fall victim, via ...

A Quick Insight into Treasury Technology for Corporates 1

A Quick Insight into Treasury Technology for Corporates
The JP Morgan Treasury Insights section is worth a look, i recently read an interesting article on Treasury technology – Demystifying New Technologies in Treasury. Check out the article for full details, following are my quick notes. Adopting New Treasury Technology – The Challenges Of course, most organisations want to get rid of manual processes, ...