Disruptive Innovation - SEPA for Corporates

11 Bruce Lee Quotes For Banks, Fintechs and Corporates

May

21

2015

I am a HUGE Bruce Lee fan! As a kid I was in awe of Bruce Lee’s incredible martial art skills, and later on I started to learn more about Bruce Lee’s life story – which I found inspiring. Every so often I come across some Bruce Lee Quotes – which for me, are timeless. ...

9 Challenges Posed by Legacy ERP Systems 16

May

13

2015

Legacy ERP systems – we cant live with them, and cant live without them! In the article Why you should feel revulsion for the term ‘omni-channel’ Chris Skinner nicely outlines why the banks need to replace their legacy bank systems. As I read through the article, I was thinking wow – these same arguments ring true ...

5 Reasons Why Financial Inclusion Is Important… 6

Apr

22

2015

Last week the World Bank released The Global Findex Database – Measuring Financial Inclusion Around the World – Policy Research Paper. The Global Findex data was collected by the World Bank and Gallup World Poll, and was financed by the Bill & Melinda Gates Foundation. The data is based on interviews with 150,000 adults (aged ...

5 Takeaways from the BBVA Annual Letter to Shareholders 1

Apr

15

2015

Having recently reviewed the JP Morgan annual letter to shareholders, I thought it would be useful to see what other banks were saying in their annual letters to their shareholders. I went through the Top Payment News Stories in March 2015 and noticed BBVA’s Chief, Francisco Gonzalez, “plans to build the first and best digital ...

The State of the Digital Economy in Europe

Apr

7

2015

The European Union is all about creating a prosperous single market by removing barriers and simplifying rules and regulations within the region. At the heart of the European Union are the four freedoms – the free movement of people, goods, services and capital. Now with virtually everything going digital, the free movement of people, goods, services and ...

The Top 10 IT Trends According To McKinsey 2

Mar

27

2015

Given the recent focus on disruptive innovation, I’m currently on a mission to understand more about future IT Trends and how they might impact the payments space. So with that in mind the purpose of this article is to share with you what I have found. Once we know what the IT trends are, we ...

10 Things I learnt from Ajay Banga about Financial Inclusion 6

Mar

23

2015

Over the weekend I spent a bit of time reading about the recent Mobile World Congress 2015 event in Barcelona. There were some pretty high profile figures there from Mark Zuckerburg to John Cleese! But it was an ‘Innovating for Inclusion‘ keynote speech from Ajay Banga – MasterCard Chief Exec – on financial inclusion that particularly caught ...

Facebook Payments – 10 Things I Learnt 2

Mar

20

2015

There has been an absolute avalanche of information about the recent Facebook press release confirming that in the coming months Facebook Messenger will enable users, in the US, to send / receive money. In this post I don’t intend to reiterate what’s already been said, but rather to share 10 things about Facebook and with it the ...

FinTech in the UK: Becoming A World Leader in 10 Steps 6

Mar

18

2015

Today has been a busy day in the UK, we have had the last Budget (2015) before the upcoming May 2015 General Election and a couple of key government reports. The first report published by HM Treasury – Bank for the 21st Century: driving competition and choice, sets out the UK governments plans to increase competition ...

SWIFT Nordics Conference 2015 – Summary

Mar

5

2015

For those of us unable to attend, Finextra has provided in their Live Blog Day 1 and Live Blog Day 2 an excellent insight into the SWIFT Nordics Conference. As I read through the blog posts I thought it would be useful to summarise key quotes and items of discussion from the two day SWIFT conference in ...