Disruptive Innovation - SEPA for Corporates

What is the SWIFT Global Payments Innovation Initiative ? 2

Dec

14

2015

For anybody interested in payments and SWIFT, the SWIFT announcement last week of a Global Payments Innovation initiative was hardly a bombshell. In fact with all of the hype around fintech companies eating up incumbents, and the need for traditional financial institutions to become more innovative and attentive to customer demands you could argue that SWIFT ...

7 Goldman Sachs Predictions For The Future 2

Dec

10

2015

Over the last few days there has been extensive coverage of the Goldman Sachs predictions for the future. The predictions were sent in a Emerging Theme Radar research report, titled “Themes, Dreams and Flying Machines”, to clients on Wednesday. From a finance and technology perspective the most heavily discussed of the Goldman Sachs predictions has been their ...

10 Things I Hate About Cashless Payments 1

Dec

7

2015

Over the weekend i had a really bad cold (!!) and ended up watching a bit of TV. One of the things i watched was the film 10 Things I Hate About You, a modern day adaptation of the Shakespeare comedy The Taming of the Shrew. It’s a pretty cool film and the title somehow ...

11 Insights From Anthony Jenkins Uber Moment Speech 1

Dec

3

2015

Last Tuesday Anthony Jenkins, former group chief executive of Barclays, delivered a landmark speech – Approaching the “Uber Moment” in Financial Services – offering his opinion into the future of the industry. The Uber Moment speech is an incredibly powerful wake up call for incumbents, particularly banks, because here we have a former chief banker telling ...

8 Payments Companies Disrupting the Payments Industry 2

Nov

27

2015

All the hip folk talk about fintech, and particularly payments companies because they are mixing things up and disrupting a world that has traditionally been ruled by large banks. Analysis provided by CB Insights highlights how investment in the fintech (financial technology) sector reached over $12 billion in 2014, and how companies in this sector ...

Mobile Money – M-Pesa In Kenya, 7 Things Worth Knowing 7

Nov

20

2015

Whenever there is talk of mobile money payments initiatives, the M-Pesa Kenya implementation is probably one of the most referenced success stories. And rightly so! The statistics are incredible, with 21.8 million registered M-Pesa users in Kenya making payments person to person (KSh 106 billion) , person to business (KSh 23.5 billion) and business to ...

What the Heck is the Fourth Industrial Revolution? 8

Nov

17

2015

On Friday i visited the Black Country Living Museum in the heart of the Midlands in England. The BCLM is a great day out, and highlights how the Black Country contributed to the Industrial Revolution which started in the United Kingdom and quite literally transformed the social, economic and cultural conditions around the world. Fast ...

Simon Sinek on What, Why, Trust, and Technology

Nov

13

2015

I have been thinking a lot about leadership and motivation recently. One of the leading authorities in this field is Simon Sinek, he has given a number of very popular talks about How Great Leaders Inspire Action and Why Leaders Eat Last. Simon speaks very simply about leadership, in a way that many of us ...

6 Regional Insights From The BCG Global Payments Report

Nov

10

2015

During my recap of the Top Payments News Stories in October 2015, I mention the Boston Consulting Group (BCG) report – Global Payments 2015: Listening to the Customer’s Voice. For me the regional insights were the most interesting part of the report and in this post I will share some of my notes. Please keep in ...

7 Things I Learnt about the Internet of Things this Weekend 1

Oct

26

2015

Over the weekend I read the Deloitte report The Derivative Effect: How Financial Services can make IoT Technology Pay Off – The Internet of Things in the Financial Services Industry. As i was reading the report I realised that i didn’t know enough of the basics. So i started reading around and as I did so, ...