Quick Summary: SWIFT On Distributed Ledger Technologies

Last year SWIFT released a paper – SWIFT on Distributed Ledger Technologies – highlighting the opportunities and challenges of distributed ledger technology in financial services. I know I’m a year too late (!!), but better late than never, eh? Anyway, following is a quick summary of the key points that i noted from the SWIFT ...

Disruptive Innovation EXPLAINED in 10 Crazy Infographics

The last couple of weeks have been pretty crazy for me, both at work and home, so that is why i havent been able to post much recently. Anyway, over the past few weeks i have gotten into a few conversations where people have asked me about all this disruption that is going on. And ...

The Top Payments News Stories in April 2017

Below i have recapped what i think are noteworthy Payments News stories in April. Some interesting picks include the Lithuanian chap who scammed both Google and Facebook, JP Morgan leaving R3, various FinTech developments coming from both startups and incumbents and quite a few SWIFT stories. I haven’t had a chance to read all of ...

20 Insightful Reasons Driving Change in UK Payments

Payments in the UK are changing and a couple of months ago Payments UK released a report - Changing Payments Landscape: How 2017 will change the way we pay for good – outlining the reasons why. The UK payments industry is often described as a global leader paving the way for other countries, innovating and delivering ...

The Top Payments News Stories in March 2017

Payments news stories in March 2017 were dominated by the usual suspects – cyber-security, mobile payments and fintech! SWIFT started its various SWIFT Business Forums, and for us SWIFT’ies that’s pretty interesting. Check out the following top payments news stories that caught my eye during March 2017: 1. Payments News – Cyber Security Cifas figures ...

8 Cybersecurity Payment Threats Highlighted by the EPC 3

Last week the European Payments Council released a report – 2016 Payment Threats Trends Report – which highlights some current cybersecurity threats resulting in fraudulent payments. In this post, i summarise those key payment threats: 1. Denial of Service (DoS) Attack A Denial of Service (DoS) attack involves resetting or overwhelming the targets resources to ...

10 Epic Tweets from the EU Conf on EU Reg & Fintech

Today the European Commission hosted a fintech conference debating the transformational effect technology is having on financial services and posed the question “Is EU regulation fit for new financial technologies?” The European Commission Vice President Valdis Dombrovskis gave an interesting keynote speech, and there’s a web-stream recording of the event, which i may cover at ...

Probably the Best PSD2 Infographic in the World

Over the weekend, i was reading the European Payments Council (EPC) March 2017 Newsletter. I know, i need to get out more! Anyway, its a good read. What really caught my eye was a PSD2 Infographic – you do need to sit down and read it – but i think its worth a look. The ...

10 Capgemini Payments Trends for 2017 [Infographic]

I’m always interested in trends, and have recently highlighted Fintech trends and technology trends for 2017. In this post, I highlight the Capgemini infographic highlighting 10 payments trends for 2017. As they say, a picture tells a thousand words, and this Capgemini payments trends 2017 infographic nicely highlights the following 10 payments trends: Digital Payments ...

What the EBA Chairman said about PSD2 in the UK 1

As i gathered the top payments news stories in February 2017, i came across a speech the EBA (European Banking Authority) Chair – Andrea Enria – gave at the Westminster Forum on PSD2 in the UK. It was an interesting speech which clearly outlines the importance of PSD2 (Payments Services Directive) for the whole of ...