The ECB says Bitcoin Is “On the Road to Irrelevance”

The ECB says Bitcoin Is
Before we get into the ECB Bitcoin story, couple of things to say – 1.) Yes, I know this is ‘old’ news, I am catching up and sharing what i have spent this weekend reading about & 2.) Don’t shoot the messenger 🙂 As regular followers know, I’ve been ‘offline’ for a while and am ...

Sibos 2019 – A Day by Day Guide for Payment Geeks

Long time no blog! I want to get back into the blogging grove, and what better way to do so by sharing what i think will be pretty cool sessions at Sibos 2019. Since Sibos is in London this year, I’m hoping i can sneak in at some point. Let’s see..! Apparently this is going ...

The Top Payments News Stories in July 2019

Payment news stories in July seemed to slow up a little, perhaps people were too busy enjoying the cricket, tennis and the lovely warm weather. Although, as this post reveals there was still plenty going on. Check out the top payment news stories from July 2019: 1. Payments News – Cyber Security RSM survey highlights big increases ...

The Top Payments News Stories in June 2019 1

The garden is almost complete, and I’m starting to blog a little more. Still not quite as much as i would like, but I’m back on it. This post summarises the key happenings in payments and financial services over the last month. Check out the top payment news stories from June 2019: 1. Payments News – ...

The Top Payments News Stories in May 2019

Its been another quiet blogging month from me, sorry about that. I have had some household duties, i.e sorting the garden out, to attend to. It’s pretty much done, and I hope to be back regularly blogging soon. In the meantime check out below the top payment news stories from May 2019: 1. Payments News – ...

The Difference Between Ripple and SWIFT Cross Border Payments 1

The Difference Between Ripple and SWIFT Cross Border Payments
Most commentators are not talking about the difference between Ripple and SWIFT, rather framing it as a battle between the two companies – Ripple versus SWIFT. I’ve been doing quite a bit of reading into the two companies and in this post share with you some of the best resources describing the difference between Ripple ...

10 Awesome 2019 Retail Banking Trends by Capgemini 2

10 Awesome 2019 Retail Banking Trends by Capgemini
Capgemini are renowned for their annual reports, the earlier World Payments Report 2018 and now the Top 10 Trends in Retail Banking 2019. In this post, i highlight the 10 Retail Banking Trends for 2019 through some pretty nifty infographics. 10 Awesome 2019 Retail Banking Trends 1.) BigTech companies are moving into banking and threatening ...

Pros and Cons of a Central Bank Digital Currency by Christine Lagarde

Pros and Cons of a Central Bank Digital Currency by Christine Lagarde
The “Winds of Change: The Case for New Digital Currency” speech at the Singapore Fintech Festival last week by Christine Lagarde (IMF Managing Director) was pretty dramatic. The “crypto-world” are salivating the prospect of a digital currency that is backed, even endorsed, by the an organisation such as the International Monetary Fund (IMF) and the ...

Quick Guide to IBM Blockchain World Wire – Cross Border Payments

Quick Guide to IBM Blockchain World Wire - Cross Border Payments
The cross border payments space has historically been slow, expensive and lacking transparency, making it a perfect candidate for disruption. Incumbent players such as SWIFT are trying, through the SWIFT gpi initiative, to catch up with various fintech and technology companies trying to muscle into this space. IBM is one such example, recently announcing their IBM ...

The Top Payments News Stories in September 2018

Payment news stories in September were dominated by more cybersecurity breaches, cash continuing its gradual decline, IT glitches grip UK banks and more blockchain based payment solutions. It’s fair to say September has been hectic, check out the following the top payments news stories in September 2018: 1. Payments News – Cyber Security Facebook data breach ...