10 Damn Good Payment Trends 2018 by Capgemini

10 Damn Good Payment Trends 2018 by Capgemini
Its that time of the year where all the top firms report and predict their hot payment trends for the new year. One of the earliest firms to get the payment trends ball rolling was Capgemini. In December 2017 Capgemini released their Top 10 Trends in Payments 2018, which is a widely recognised and quoted ...

2018 – Let’s Freakin’ Do This..!

2018 - Let's Freakin' Do This..!
Here we are, 2018! As i recover from a week of festivities, i thought i would take some time out to consider what we have ahead of us in 2018. SEPA For Corporates – 2018, What Next…? To be honest, I’m not sure where this amazing (hehe!) blog is heading. SEPA for Corporates started off ...

The Top Payments News Stories in December 2017

Well here we are, more than ready to break up for Christmas and prepare for the new year ahead. In the last few days i had my own mini crisis – my blog got hacked. Who tf would want to hack this blog?!?! Anyway, we’re back alive and kicking. In this final instalment of the ...

The Yin and Yang of Bitcoin 2

The Yin and Yang of Bitcoin
Over the last couple of days the infographic If Only You’d Invested in Bitcoin has been shared many times. And that is of course because the price of Bitcoin has gone crazy from approximately $1000 USD at the beginning of 2017 to just under $20,000 USD today. If you had invested about $100 in Bitcoin ...

The Difference Between Bitcoin, Ethereum, Ripple & Litecoin 4

The Difference Between Bitcoin, Ethereum, Ripple & Litecoin
Okay, you may have noticed recently a lot of hype and press coverage around Bitcoin. It has been pretty phenomenal, last weekend even my Mum asked me – “what is this Bitcoin malarkey?” Also, last week that Deutsche Bank released a paper titled: Cryptocurrencies and blockchains – their importance in the future. It’s a good read, and ...

The Difference Between Permissioned and Permissionless Blockchains

The Difference Between Permissioned and Permissionless Blockchains
I’ve been doing a lot of reading up on blockchain recently, with a view to understanding the various components and the difference between them. In this post i would like to recommend an article: Why we should drop the whole “Bitcoin vs blockchain” discussion. Its a great read for folks wanting to understand more about blockchain, ...

10 MEGA Future Payment Trends by Accenture

10 MEGA Future Payment Trends by Accenture
Accenture recently completed a payments study of 1,500 consumers in North America which helped devise the following 10 mega Payment Trends that they believe will shape the future of payments. Check out the Accenture Driving the Future of Payments: 10 Mega Trends for full details – following is a quick recap: Payment Trend 1: Gen-Z ...

How Ready are Banks for the PSD2 Regulation by PwC

How Ready are Banks for the PSD2 Regulation by PwC
With just over a month to go till PSD2 (Payments Services Directive) comes into effect, there is a lot of buzz about the upcoming regulation. In this post i summarise what i learnt from the PwC report on bank PSD2 readiness: Waiting until the Eleventh Hour. Even though the PwC study is a couple of months ...

The Top Payments News Stories in November 2017

As we draw the curtains on November 2017, i summarised the months noteworthy payments new stories. The main stories that sprint to mind are SEPA instant payments went live on 21st Nov, Bitcoin hit an all time high and the craziness of Single’s Day in China and Black Friday in the US. Check out the ...

10 SEPA Instant Payments Scheme Benefits by the EPC

The European Payments Council unveiled a pretty cool infographic today highlighting the “Top 10 Benefits of the SEPA Instant Credit Transfer scheme”. Below is the SEPA Instant Payments infographic, but i wanted to quickly summarise the key benefits: Payments completed in less than 10 seconds SEPA Instant Payments available 24-7-365 Maximum value of €15,000, to ...