The Difference Between a camt.052, camt.053 and camt.054 2

I have had a couple of recurring questions about bank statements recently, and rather than responding to the individuals directly i thought it would be useful to address the question via a post. So, if bank statements are your thing check out my posts about the BAI2 and MT940 file formats. What is CAMT? CAMT ...

Explained: RTS, SCA and CSC WRT PSD2 [EPC Infographic]

A couple of weeks ago the European Payments Council (EPC) released a pretty interesting infographic which covers some complex terms such as RTS, SCA, CSC – all of which are key components of PSD2. The infographic also gives a timely update on the current status of  PSD2 and the RTS rules. Below you can see ...

KPMG Recap of Fintech in 2017 and Fintech Predictions for 2018 3

KPMG Recap of Fintech in 2017 and Fintech Predictions for 2018
The KPMG Pulse of Fintech report is a must read for anybody interested in technology and financial services. And the current installation The Pulse of Fintech Q4 2017 is doubly noteworthy since it both recaps the state of fintech in 2017 and also looks ahead with some predictions for fintech in 2018. Read the report for ...

My Notes From The Satoshi Nakamoto Bitcoin WhitePaper

Bitcoin has been pretty crazy lately, at the weekend even my Mum asked me about the decentralised cryptocurrency. Anyway, it got me thinking about the origins, and how it all began. So i turned to the bitcoin whitepaper – Bitcoin: A Peer-to-Peer Electronic Cash System – published 9 years ago by Satoshi Nakamoto in November 2008. For ...

The Cognitive Biases Through Which We See the World – Infographic

Regular readers of this blog will know that I have been lying low recently. Couple of reasons, with the new year I am thinking about what I really want to achieve in 2018, and if/how could this blog help me achieve some of those goals. So, this step back from regular posting and into deep ...

The Top Payments News Stories in January 2018

January 2018, big month! Open Banking came to Europe, and while things were relatively quiet, in years to come I am sure we will all reflect back on Jan-2018 as the month where it all started. Fintech and blockchain announcements continue to catch my eye, as do the reports of the month. Check out the following ...

10 Damn Good Payment Trends 2018 by Capgemini

10 Damn Good Payment Trends 2018 by Capgemini
Its that time of the year where all the top firms report and predict their hot payment trends for the new year. One of the earliest firms to get the payment trends ball rolling was Capgemini. In December 2017 Capgemini released their Top 10 Trends in Payments 2018, which is a widely recognised and quoted ...

2018 – Let’s Freakin’ Do This..!

2018 - Let's Freakin' Do This..!
Here we are, 2018! As i recover from a week of festivities, i thought i would take some time out to consider what we have ahead of us in 2018. SEPA For Corporates – 2018, What Next…? To be honest, I’m not sure where this amazing (hehe!) blog is heading. SEPA for Corporates started off ...

The Top Payments News Stories in December 2017

Well here we are, more than ready to break up for Christmas and prepare for the new year ahead. In the last few days i had my own mini crisis – my blog got hacked. Who tf would want to hack this blog?!?! Anyway, we’re back alive and kicking. In this final instalment of the ...

The Yin and Yang of Bitcoin 2

The Yin and Yang of Bitcoin
Over the last couple of days the infographic If Only You’d Invested in Bitcoin has been shared many times. And that is of course because the price of Bitcoin has gone crazy from approximately $1000 USD at the beginning of 2017 to just under $20,000 USD today. If you had invested about $100 in Bitcoin ...