10 Takeaways from the JP Morgan Annual Letter to Shareholders

In his annual letter to shareholders Jamie Dimon, the CEO of JP Morgan, outlines some of the major themes that present both challenges and opportunities to the bank in the past, present and future. I have read quite a few interesting articles in the last few days that highlight what Jamie Dimon is thinking about disruptive ...

The State of the Digital Economy in Europe

The European Union is all about creating a prosperous single market by removing barriers and simplifying rules and regulations within the region. At the heart of the European Union are the four freedoms – the free movement of people, goods, services and capital. Now with virtually everything going digital, the free movement of people, goods, services and ...

The Top Payments News Stories in March, 2015 1

It only seems like yesterday that I was summarising the top payments news stories for February 2015 – Is it me, or is time flying?!?! So in March cyber security continued to hit the headlines with various reports highlighting the extent of the issue. Various FinTech, digital/cryptocurrency and innovation related payment news stories also caught my ...

The Europol Encryption, Privacy and Cyber Crime Tightrope

Security is paramount, or is it? There has been a lot in the press recently about the delicate balance that technology companies need to strike between ensuring legitimate user privacy on the one hand and the use of this same security technology by terrorists to communicate privately on the other. The debate has been further ...

The Top 10 IT Trends According To McKinsey 2

Given the recent focus on disruptive innovation, I’m currently on a mission to understand more about future IT Trends and how they might impact the payments space. So with that in mind the purpose of this article is to share with you what I have found. Once we know what the IT trends are, we ...

10 Things I learnt from Ajay Banga about Financial Inclusion 6

Over the weekend I spent a bit of time reading about the recent Mobile World Congress 2015 event in Barcelona. There were some pretty high profile figures there from Mark Zuckerburg to John Cleese! But it was an ‘Innovating for Inclusion‘ keynote speech from Ajay Banga – MasterCard Chief Exec – on financial inclusion that particularly caught ...